One of the first questions many people ask about addiction treatment is whether their insurance will cover the costs. In most cases, the answer is yes. Your health insurance will cover at least a portion of drug and alcohol rehab services. Patients with the Prime Health insurance provider will be glad to know Vertava Health is in-network with Prime Health. For a complete list of the insurances we accept, call Vertava Health today at 888.601.8693.
Paying for Rehab with Prime Health
Being an in-network treatment center means Vertava Health is nationally accredited and meets or exceeds all regulated standards. It also means patients with the Prime Health insurance provider receive the highest insurance coverage for their policy. While your insurance plan may not cover every treatment component, the Vertava Health team will work on your behalf to get the best coverage possible.
We do this by developing individual treatment plans for each patient. We keep costs down by providing all of the services an individual needs without unnecessary treatments.
Substance use disorders (SUD) and alcohol use disorders (AUD) are classified as mental health disorders. Most insurance policies, including Medicaid, Medicare, and Health Insurance Marketplace plans, are required to provide at least some coverage for mental health services. Like many major insurance providers, Prime Health also provides some coverage for SUD and AUD treatment. Depending on your policy, coverage may include:
- Medically supervised detox
- Partial hospitalization
- Outpatient care
- Intensive outpatient programs
- Residential addiction treatment
- Co-occurring disorder care
When it comes to insurance coverage, it doesn’t matter what type of substance a person is using. Insurance companies are not allowed to show preference or prejudice. A patient struggling with addiction to prescription medication receives the same coverage as a patient addicted to illegal drugs, assuming their policies are the same.
How Do I Know What My Prime Health Insurance Provider Will Pay?
People who are preparing to enter rehab have multiple details to take care of. Arranging child care, pet care, and time away from work or school are just some of the responsibilities that must be managed. They may not be up to dealing with insurance agents or navigating through a confusing policy.
The team at Vertava Health is here to help. We can verify your coverage almost immediately. We understand our patients are already coping with a lot. If we can ease the stress by confirming your insurance coverage, we are happy to do so.
Another way we simplify paying for rehab is by providing each patient with a personalized treatment plan. Vertava Health is not a one-size-fits-all treatment center. Every patient’s experience with a substance use disorder is different, and so is their recovery journey.
What If You Don’t Have Prime Health Rehab Insurance Coverage?
There are many options for paying for rehab if you don’t have Prime Health rehab insurance coverage. Some of the options include:
- Employee Assistance Programs (EAP)
- Scholarships like the Substance Abuse and Mental Health Services Administration scholarship or the 10,000 Beds scholarship
- State and federal grant programs
- Medical loans
- Personal loans
- Payment plans or loans directly from Vertava Health
- Sliding scale fees
- COBRA, for those who have lost health benefits due to unemployment
- Financial assistance from family and friends or crowdfunding
You may qualify for a subsidized health care plan through your state’s Healthcare Marketplace. Enrollment in the marketplace begins November 1 and ends January 31 every year. Special enrollment periods are available to those who qualify.
Learn More About Paying for Rehab at Vertava Health
Many aspects of addiction treatment are challenging, but paying for crucial healthcare services shouldn’t be. Let Vertava Health help you verify your Prime Health Rehab Insurance Coverage and start getting the treatment you need. Call us today for more information at 888.601.8693.