When you’re ready to enter treatment for drug or alcohol addiction, paying for rehab shouldn’t stand in the way. Unfortunately, for many people, financial concerns are an obstacle to treatment. But they don’t have to be. At Vertava Health, we offer several options for payment, and there are a number of insurances we accept. We are in-network with many major insurance companies, including HMC Healthworks rehab insurance providers. Call Vertava Health today at 888.601.8693 to learn more about the insurances we accept or HMC Healthworks rehab insurance coverage.
What You Need to Know About HMC Healthworks Rehab Insurance Coverage
Substance and alcohol use disorders are severe health conditions that require medical treatment. Since the Affordable Care Act became law, insurance companies are required to provide at least partial payment for addiction treatment. HMC Healthworks is a healthcare management company that provides insurance rehab coverage. HMC is dedicated to keeping costs down. They achieve this goal by providing customized plans that meet their patients’ needs.
If you want to use HMC Healthworks rehab insurance coverage and you have selected a plan that covers the following items, a good portion of your treatment costs should be covered:
- Chronic care management
- Managed behavioral health
- Opiate and pain management
- Value-added healthcare services
Before entering treatment at Vertava Health, our knowledgeable team members will guide you through the payment process, including verifying your HMC Healthworks coverage.
In addition to your personal insurance plan, several factors affect payment rates. The state in which you are insured, the length of stay, and specific services provided are some of the specifics that can influence coverage.
Fortunately, Vertava Health is in-network with HMC Healthworks rehab insurance provider, and we understand how to work with the company to help you receive all of the services you need.
Other Payment Options
If your insurance plan does not cover all of the rehab services you need for long-term recovery, other payment options may be available as a supplement. Our team will work with you to explore other options, such as:
- Payment plans
- Loans, personal, direct, and medical loans, including the Med Loan program
- Rehab grants and scholarships, such as the 10,000 Beds scholarship
- Federal financial assistance
- Sliding-scale fees
- Employee assistance programs
The National Center for Drug Abuse Statistics estimates that 20.4 million Americans are in need of addiction treatment, but only about 20% of those who need treatment receive it. Finances present an obstacle for some of those people. HMC Healthworks rehab insurance provider wants to make sure every one of their clients has access to the healthcare they need.
Is It Too Late to Enroll with HMC Healthworks?
If you do not have private health insurance, you may be eligible for subsidized coverage through the Health Insurance Marketplace. Enrollment in the marketplace takes place between November 1st and January 31st every year.
Depending on how your state regulates its marketplace, you may be able to select a plan from HMC Healthworks. Be aware that you may be responsible for an out-of-pocket deductible before coverage begins.
Waiting for the enrollment period may not be ideal, but it is a viable option that can help you get access to the healthcare services you need. Some exceptions to the open enrollment period do apply. You may qualify for the Special Enrollment Period. Check with healthcare.gov to learn more.
Learn More with the Experts at Vertava Health
The caring staff at Vertava Health works closely with our patients to help them explore payment options and verify insurance coverage. Don’t assume you can’t afford addiction treatment or that your insurance won’t cover it. We are here to help our patients through every step of the recovery process, including securing payment. Call Vertava Health today at 888.601.8693 for more information about HMC Healthworks and our other in-network providers.