Paying for the healthcare you need should never be an obstacle to treatment, but unfortunately, concerns about payment for addiction treatment are a reality for many people. At Vertava Health, we understand that budgeting for treatment may be tricky. That’s why we offer several payment options, including working with various insurers, including First Health. Don’t let finances be an excuse to delay treatment. Call Vertava Health today at 888.601.8693 and learn more about insurances we accept and First Health rehab insurance coverage.
Do First Health Rehab Insurance Providers Pay for My Treatment?
Estimates show that approximately 20.4 million people in the U.S. need drug or alcohol addiction treatment, but only around 4.2 million receive the help they need. An inability to pay for medical care is a significant reason for that discrepancy.
First Health rehab insurance coverage works to help cover the gap and help people in need get treatment for their substance use disorder.
Since the establishment of the Affordable Care Act (ACA), insurance companies have been required to provide at least some level of coverage for mental health treatment, including treatment for substance use disorder and alcohol use disorder.
When addiction treatment services are necessary to protect a patient’s health, First Health Network is legally obligated to provide at least partial coverage for the treatment. Coverage amounts vary and depend on several factors, including:
- The type of treatment/program
- Your insurance plan level
- The length of your stay
- The services you receive
- Your state of residence (may be different from the state where you get treatment)
Regardless of the varying factors, under the ACA, First Health must cover some part of your rehab program if they are your insurance provider. Because Vertava is in-network with First Health, coverage rates are higher than they are for treatment centers that are not in-network.
What If I Don’t Have Insurance Yet?
If you do not yet have medical insurance, you may be able to receive First Health rehab insurance coverage through open enrollment at the Health Insurance Marketplace. Depending on your income, you may qualify for a free policy that’s 100% subsidized.
Your state’s marketplace process may allow you to choose First Health Network as your provider and choose a plan that covers your treatment needs. Keep in mind that you may be responsible for paying a deductible upfront.
New enrollment in the Health Insurance Marketplace is limited to November 1-January 31 every year. Exceptions may be made in some cases. Waiting for the enrollment period may delay your treatment, but it doesn’t have to derail your plans to regain your health.
Other Options for Paying for Rehab
When you’re ready to accept treatment, don’t let anything stand in your way. Vertava Health is here to support our patients every step of the way, including helping them figure out payment options. We are in-network with many of the most popular health insurance providers, including First Health.
At Vertava Health, we strive to provide our patients with many options for paying for rehab. Some of those options include:
- Private health insurance
- COBRA (group health benefits through a former employer)
- Payment plans
- Direct, personal, and medical loans, including the Med Loan program
- Sliding scale fees
- Rehab scholarships and grants such as the 10,000 Beds scholarship
- Federal financial assistance through the Substance Abuse and Mental Health Services Administration (SAMHSA)
- Employee assistance programs
These are just a few of the options available to patients who are ready to receive treatment at our facility.
Seek Treatment at Vertava Health
The cost of rehab is an investment in your future. Figuring out payment can be intimidating, but the understanding staff at Vertava Health is here to help you navigate through the paperwork and get the addiction treatment you need. Call us today at 888.601.8693 for more information about paying for rehab.